Available 7 Days A Week
Get Cash & Go — Payday Loans Online
Take the first step toward a bright financial future.
You’ve got more than just Payday Loans at your fingertips.
Phone
(951) 352-6339
Office
9585 Magnolia Ave, Riverside, CA 92503
Hours
Monday-Saturday:
8am – 5pm
Available 7 Days A Week
We Offer Quick Cash Loan Solutions!
When to consider a Payday Loan
Cash & Go, we do personal payday loans up to $255 that allow you to get additional funds and pay within 30 days. See our website for additional details and apply for a cash advance loan today!
Approval is not guaranteed. Any offer, decision and funding schedule depend on the provider’s review, its terms and applicable processing requirements.
What do I need to apply?
- Valid government-issued photo ID
- Working phone number
- Steady source of income
- Bank account
What is a Payday Loan?
For people who don’t have access to traditional credit (like a bank loan). For people who can’t afford another overdraft fee on their bank account. And for people who are not fortunate to have savings to fall back on. A payday loan is for you!
What is an APR?
APR, or annual percentage rate, is an interest rate for a whole year rather than a bi-weekly or monthly rate.
Why are APR's so high?
Payday loans are often associated with high annual percentage rates (APR). APR is what you would be paying if you had the loan out for an entire year. But a typical payday loan is meant to be just that — a loan until your next pay date. So typically your loan principal (the amount of cash you borrow) plus finance fees are due to be paid back on your next payday.
How is interest applied?
While it can vary by state and by the lender, typically a flat-rate fee is assessed on the amount you borrow. If you refer to the Rates & Terms, this is called a “Finance Charge”.
Why does the APR show on my application?
It’s a legal requirement. APR is governed by the Truth in Lending Act, which is implemented by the Consumer Financial Protection Bureau (CFPB) in Regulation Z of the Act. It may be easiest to understand the fees by looking at the finance charges (which are often flat fees on traditional payday loans).
Borrow responsibly
- Only borrow what you need (even if you are approved for more)
- Make sure you can afford to pay off the loan on your next payday
- Only use for emergencies
- Know the full terms and fees for the loan before signing an agreement
Alternative ways to spend
- Use a credit card
- Borrow money from your savings account
- Ask creditors for an extension
- See if friends or family can help
- Sell unused personal items for cash
When a Payday Loan may be a good solution?
- To avoid bounced checks and overdraft fees
- Pay for daily essentials (like groceries, utilities, mortgage/rent, etc.)
- Unexpected auto and home repairs
- Other emergency expenses
When a Payday Loan may not be ideal...
- When you need a large amount of money
- When you need an extended amount of time to pay back the money you borrow
- When you need to borrow money time and time again
- Non-essential purchases (such as buying the latest and greatest TV, taking a vacation, or buying holiday gifts)
Why Choose Our Online Application?
We offer anytime, anywhere loan applications online… It’s Safe. Secure. and 100% Free to Apply!
Available 7 Days A Week
How Does The Process Work?
Apply Now opens an externally hosted application form. Review the service’s identity, notices and consent terms before entering information. Any eligibility review, offer, follow-up and funding schedule are determined by the provider handling the request. Submitting a form does not guarantee approval or funding.
We Serve The Community
Before making a borrowing decision, review the provider’s terms and total repayment. Compare loan costs and alternatives, and make sure the payment fits your budget.
Simple. Easy. Funding
You Don’t Have to Break the Bank to Be in Good Hands
I’ve used Cash N Go for years to help me get by until my next paycheck. I get paid monthly so it is sometimes hard to stretch my funds an entire month… Thank you cash N Go! I love the new website too, it makes the process a whole lot easier to get my cash without the hassle of waiting in line and especially during COVID.